There is little new about the proven fact that inexperienced drivers are being asked to pay enormous car insurance premiums in Great Britain, however it appears that those living in Northern Ireland are facing the highest quotes in The UK. So high that in many cases it is not possible for 17 to 22 year olds to contemplate driving at all. The Northern Ireland Consumer Council announces that premiums quoted to young drivers inside this age group have risen by 64% in the last year which, in real terms, means that young women could be paying up to £2000 and young men significantly more.

This is a very big problem for those numerous youngsters on a low-income whose automobile isn’t even worth as much as the insurance policy they have to legally drive it, and at a point in time when uninsured drivers are being targeted under new laws it appears the issue of young drivers ‘ car insurance must be looked at with some degree of urgency. Being added to a family member’s policy is commonly the only way some younger people can get to drive, but a majority who pass their test just have to wait till they are either older or have saved enough money to become mobile.

Therefore there were calls for an investigation into the indisputable fact that car insurance is, normally £300 more expensive for young drivers in Northern Ireland than anywhere else in the UK. It is, of course , common knowledge that inexperienced drivers are much more likely to have an accident within the first 6 months, but that is the same everywhere in The UK. What’s different is that personal injury compensation claims are significantly higher in Northern Ireland, awards having once been settled by a jury in contrast to a judge in a little claims court.

In spite of this not being the case anymore, automobile insurance companies have remained cautious, continuing to offer vastly inflated quotes to any motorist below the age of 22. It has been advised that a lack of competition seriously worsens the problem, apparently, only a few companies offering cover at any level to inexperienced drivers in Northern Ireland.

A speaker for the Northern Ireland Consumer Council has put forward these concerns to The Association of British Insurers who insist the market is beginning to grow, but till there’s more choice and competition for consumers, car insurance products will remain unaffordable for a majority of inexperienced drivers in Northern Ireland.

For more detailed information on UK car insurance visit the Expertcardirectory where you’ll find lots of useful revelations. Car insurance Northern Ireland info is available too for motorists living in this country.

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